Track real income
Log cash tips, card tips, tipouts, hourly wages, and side gigs after a shift. See day, week, and month totals in one place.
iOS · Finance
Your paycheck doesn’t tell the whole story.
TendLife is built for tipped and variable-income workers — servers, bartenders, delivery drivers, and anyone who needs to see what they actually earned, not just what landed in the bank.
Features
Everything you need in one app
Free on the App Store. Log tips, see safe-to-spend through payday, and connect a bank if you want — no card, no lock.
Safe to spend
A daily number from logged tips and bank money-in, minus bills, through payday — not a generic monthly template.
Plan your week
Set your work week and planned shifts so forecasts and reminders match how you actually work.
Where it goes
Money in and money out on Budget. Deposits count as income automatically. Spending is there to recategorize if you care.
Bills & reminders
Add rent, phone, and the rest with due dates. Optional check-ins after your shift so logging doesn’t slip.
Tip forecast
Learns what each weekday is worth from your own shifts, then projects the rest of the month.
Money Coach
Answers from your real numbers. Log income from the chat without leaving Coach. Educational guidance, not advice.
Optional bank sync
Link accounts via Quiltt, read-only. Connect from Budget or Settings. Skip it and TendLife still works with what you log.
How it works
Three steps. Total clarity after every shift.
Log your shift
Open the app after work and enter cash tips, card tips, wages, and tipouts. Takes under 10 seconds. Or say it to Coach.
See your real income
Cash you logged plus deposits that hit the bank — Zelle, Venmo, rent, paychecks — so Home and Budget agree.
Plan with confidence
Safe-to-spend until payday, bills on Plan, and a week strip for the shifts you actually work.
Built for your reality
Generic budgeting apps assume a steady paycheck. TendLife doesn’t.
Money Coach
Ask it the question you actually have.
The Coach provides general educational information only. It is not financial, tax, legal, or investment advice. A disclaimer appears in the app.
See tonight’s shift in it.
Log what you walked with and get a safe-to-spend number that already knows about rent.
Download on the App StoreFree today — no card, no trial clock.