Log tips in seconds. See what you actually earned. Money Coach gives instant safe-to-spend answers from your real budget numbers.
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Track tips, bills, and goals — built for hospitality workers.
Cash tips, card tips, tipouts, hourly wages, and side gigs — logged in under 10 seconds.
Rent, utilities, subscriptions — due dates and reminders so nothing slips through.
A daily number based on your real income and upcoming bills — not a generic budget template.
Unlimited goals for rent, emergency funds, or vacations. Progress updates as you earn.
Ask questions about spending and goals. Educational guidance in the Coach tab.
Link accounts via Quiltt (read-only) — or skip it and use manual entry only.
Enter cash tips, card tips, wages, and tipouts after work. Takes under 10 seconds.
Daily, weekly, and monthly totals — every dollar you actually took home.
Safe-to-spend, bill reminders, and savings goals so slow weeks don't catch you off guard.
New in the app
Ask about safe-to-spend, bills, or income and get answers pulled from your real budget — with one-tap actions to log income or add bills.
Get the appGeneric budgeting apps assume a steady paycheck. TendLife doesn't.
You can log cash tips, card tips, tipouts, and hourly wages after each shift. TendLife then shows your totals by day, week, and month in one place.
Yes. You can set up bills with reminders and create savings goals, then track progress as your income comes in so planning feels less stressful.
Yes — bank sync is optional with a premium plan. TendLife uses Quiltt to securely connect your accounts so it can track spending and surface insights automatically.
TendLife helps you reconcile expected vs. actual income by tracking tips and mixed income (cash and direct deposit). For non-cash gigs, if your logged tips over a pay period are significantly different from your paycheck, the app can flag it so you can follow up. Individual shifts usually aren't itemized on pay stubs, so having your own log gives you a clearer financial picture and a way to spot potential wage issues.
Yes. TendLife's AI isn't just a chatbot — it's an operational agent. It can take actions: surface insights, suggest goals, help you categorize and understand your money. You can chat with it for personalized guidance, and it helps you act on your finances, not only answer questions.
Download on the App Store and choose a plan that fits you. Start tracking tips, bills, and savings today.